Table of Contents
Editor’s word: It is a recurring publish, usually up to date with new data and presents.
One of many questions folks usually ask us is, “How a lot is some extent or mile price?”
The true reply varies from level to level and individual to individual. It additionally will depend on your journey targets and the way a lot you maximize a specific loyalty foreign money. Nonetheless, some rewards bank cards are price greater than others, and our aim is to present you a way of how they stack up.
Traditionally, TPG has valued factors and miles primarily based on a mix of things: the value at which we’d buy the miles, award prices in this system (factoring in availability and charges) and our experience within the interior workings of the packages. Nonetheless, we now use intensive information for the highest six U.S. airline loyalty packages to higher estimate the worth it’s best to purpose to get out of your rewards. Learn our explainer publish on our data-driven valuations for a full methodology breakdown.
Be aware: These valuations should not supplied by card issuers.
What are bank card factors and miles price?
| Program | Could 2024 valuation (cents) | Newest information |
| American Categorical Membership Rewards | 2.0 | The Amex Enterprise Platinum now has a 150,000-point bonus. You might be focused for particular Amex Platinum or Amex Gold presents by way of CardMatch. These presents are topic to alter at any time. |
| Bilt Rewards | 2.05 | Bilt has apologized after erroneously sending regarding emails to some members. |
| Capital One | 1.85 | |
| Chase Final Rewards | 2.05 | Chase adopted Citi to improve International Entry assertion credit to $120 from October. The Chase Sapphire Most popular and Chase Sapphire Reserve now supply bonuses of 75,000 factors. |
| Citi ThankYou Rewards | 1.8 | |
| Wells Fargo | 1.6 |
What are airline factors and miles price?
| Program | Could 2024 valuation (cents) | Newest information |
| Air Canada Aeroplan | 1.5 | |
| Alaska Airways Mileage Plan | 1.6* | Alaska Mileage Plan elite members gained’t obtain American Airways systemwide improve certificates in 2025. Alaska Airways boosts its West Coast service. |
| American Airways AAdvantage | 1.6* | American provides new service to Provo. The airline additionally unveiled new meals, amenity kits and bedding and launched its new Flagship Suite Most popular seats. The AAdvantage program adjustments requiring you to ebook instantly or by way of an permitted journey company to earn miles are delayed however nonetheless coming. |
| All Nippon Airways Mileage Membership | 1.4 | |
| Asia Miles | 1.3 | Cathay Pacific unveiled new premium economic system seats. |
| Avianca LifeMiles | 1.7 | Earn as much as 10,000 further LifeMiles by becoming a member of the waitlist for brand spanking new Avianca bank cards. |
| Avios | 1.5 | British Airways Govt Membership Tier Level assortment dates have modified. You may obtain Admirals Membership lounge entry with a new British Airways standing match. You may earn as much as 10,000 further Avios by becoming a member of the waitlist for brand spanking new Qatar bank cards. |
| Delta Air Traces SkyMiles | 1.15* | You may earn 1,000 Delta SkyMiles in your subsequent Hilton keep. Delta is emailing journey credit to some cardholders. Delta’s expanded Miami Sky Membership is now open. Earn a $20 Starbucks reward card with a $300 Delta reward card buy. Delta has rolled out a new boarding course of. |
| Emirates Skywards | 1.2 | |
| Etihad Airways Visitor | 1.2 | Etihad’s Airbus A380 and unique Residence are again within the U.S. |
| Flying Blue | 1.2 | |
| Frontier Airways Frontier Miles | 1.1 | Frontier provides two extra intra-Caribbean routes from its fast-growing Puerto Rico base. |
| Hawaiian Airways HawaiianMiles | 0.9 | Hawaiian Airways’ first Dreamliner service has launched. |
| JetBlue TrueBlue | 1.35* | |
| Korean Air SkyPass | 1.7 | |
| Singapore Airways KrisFlyer | 1.3 | |
| Southwest Airways Fast Rewards | 1.35* | |
| Spirit Airways Free Spirit | 1.1 | Spirit added three new routes and reduce one in its newest community adjustment. |
| Turkish Airways Miles&Smiles | 1.2 | |
| United Airways MileagePlus | 1.35* | United is delaying two high-profile routes. Register for the brand new United Mile Play promotion. United MileagePlus has devalued first-class companion redemptions and now expenses extra miles for some business-class companion award flights. |
| Virgin Atlantic Flying Membership | 1.5 | Snag an ideal factors deal on a Virgin Voyages cruise. |
*Calculated utilizing TPG’s data-backed valuations methodology launched in September 2023.
What are lodge factors price?
| Program | Could 2024 valuation (cents) | Newest information |
| Accor Stay Limitless | 2.0 | |
| Finest Western Rewards | 0.6 | |
| Selection Privileges | 0.6 | |
| Hilton Honors | 0.6 | Hilton Honors’ new promo presents double factors on each keep this summer time. New York is dropping one in all its greatest Hilton properties. Right here’s what TPG realized from Hilton executives about new manufacturers, partnerships and lodge improvements. |
| IHG One Rewards | 0.5 | You may earn and redeem IHG factors on the new Six Senses Kyoto in Japan. |
| Marriott Bonvoy | 0.85 | |
| World of Hyatt | 1.7 | Listed below are new Hyatt lodges the place you may get 500 further factors per night time. The Grand Hyatt Deer Valley is accepting bookings for stays this winter. Take into account the present Hyatt promotions to your upcoming stays. Hyatt proposes the tallest U.S. tower in Oklahoma Metropolis. Hyatt will give loyalty members World of Hyatt factors for utilizing Peloton. |
| Wyndham Rewards | 1.1 |
Factors and miles information
It’s no secret that the Chase Sapphire playing cards are two of our favourite bank cards right here at TPG, so we’re thrilled that each the Chase Sapphire Most popular® Card and the Chase Sapphire Reserve® presently supply 75,000 Chase Final Rewards factors after you spend $4,000 on purchases within the first three months from account opening.
We frequently suggest the Chase Sapphire Most popular as a super starter card if you wish to get into the world of factors and miles however don’t know the place to start out. In the meantime, the Chase Sapphire Reserve is nice for frequent vacationers looking for to maximise their factors.
Together with beneficiant welcome bonuses, each playing cards earn bonus factors for journey and eating. You may entry the spectacular Chase Sapphire lounges together with your complimentary Precedence Move membership if you’re a Chase Sapphire Reserve cardholder. At present, there are six areas open:
- Washington, D.C.’s Dulles Worldwide Airport (IAD): Lounge opened March 2024
- New York’s John F. Kennedy Worldwide Airport (JFK): Lounge opened January 2024
- New York’s LaGuardia Airport (LGA): Lounge opened January 2024
- Austin-Bergstrom Worldwide Airport (AUS): Terrace opened March 2023
- Boston Logan Worldwide Airport (BOS): Lounge opened Could 2023
- Hong Kong Worldwide Airport (HKG): Lounge opened October 2022
However maybe probably the most invaluable perk of the Chase Sapphire playing cards is the Final Rewards factors they earn, which we worth extremely in our month-to-month valuations as a result of they’re so versatile. Whether or not you wish to redeem your factors for lodge stays, home flights inside the U.S. and even business-class flights to Europe, there are lots of methods to redeem Final Rewards factors for max worth.
Associated: Chase Sapphire Most popular vs. Sapphire Reserve: Must you go mid-tier or premium?
Journey bank card presents
There isn’t a scarcity of playing cards providing nice welcome bonuses; listed here are a couple of of our favorites this month.
Chase Sapphire Most popular® Card
Though we mentioned this card above, it’s nice, so we’ll cowl its advantages in additional element right here. In any case, the Chase Sapphire Most popular® Card is presently providing 75,000 Chase Final Rewards factors after you spend $4,000 on purchases within the first three months from account opening. Per our valuations, that’s price $1,537 if you leverage switch companions or $937 when you redeem by way of Chase Journey℠ at 1.25 cents per level.
The cardboard comes with a $95 annual charge, journey protections and extra perks — like a $50 annual lodge credit score for reservations made by way of the Chase Journey portal and a 10% anniversary factors bonus primarily based in your earlier 12 months’s spending. For extra particulars, try our Chase Sapphire Most popular Card assessment.
In fact, you might wish to spring for the Chase Sapphire Reserve® as a substitute. Whereas the cardboard has the next $550 annual charge, it consists of perks like Precedence Move lounge entry, a $300 annual journey credit score and a International Entry or TSA PreCheck credit score.
Official software hyperlink: Chase Sapphire Most popular Card
Capital One Enterprise X Rewards Credit score Card
On the upper finish of the spectrum is the Capital One Enterprise X Rewards Credit score Card, one of many market’s most fun journey bank cards, because of nice incomes charges and included perks.
The cardboard presently presents a welcome bonus of 75,000 bonus miles when you spend $4,000 on purchases inside the first three months from account opening — price $1,387, in keeping with our valuations, because of Capital One’s glorious airline and lodge switch companions.
Take a look at our Capital One Enterprise X Rewards Credit score Card assessment for extra particulars.
Official software hyperlink: Capital One Enterprise X Rewards Credit score Card
Capital One Enterprise Rewards Credit score Card
The usual Capital One Enterprise Rewards Credit score Card presents the identical welcome bonus because the Enterprise X. You may earn 75,000 bonus miles when you spend $4,000 on purchases inside the first three months from account opening. Just like the Enterprise X, the Enterprise card earns at the very least 2 miles per greenback on the whole lot you buy.
Take a look at our Capital One Enterprise Rewards Credit score Card assessment for extra particulars.
Official software hyperlink: Capital One Enterprise Rewards Credit score Card
The Platinum Card® from American Categorical
With the present welcome supply on The Platinum Card® from American Categorical, you’ll earn 80,000 Membership Rewards factors after you spend $8,000 on purchases within the first six months of card membership — although you might be focused for the next supply by way of the CardMatch device. (This supply is topic to alter at any time.)
In fact, the Amex Platinum Card is jam-packed with advantages like airport lounge entry and lodge elite standing. The cardboard has a $695 annual charge (see charges and charges). Enrollment is required for choose advantages.
For extra particulars, try our Amex Platinum assessment.
Official software hyperlink: The Platinum Card from American Categorical
American Categorical® Gold Card
One of the vital in style playing cards with TPG staffers, the American Categorical® Gold Card presents 60,000 Membership Rewards factors after you spend $6,000 on eligible purchases in your new card inside the first six months of card membership. This welcome supply is price $1,200 primarily based on our valuations, however be sure you test the CardMatch device to see when you’re focused for a fair increased supply. (This supply is topic to alter at any time.)
The Amex Gold Card is nice for a lot of on a regular basis purchases. You’ll earn 4 factors per greenback spent on groceries at U.S. supermarkets (on as much as $25,000 in purchases per calendar 12 months, then 1 level per greenback) and 4 factors per greenback spent on eating at eating places. The cardboard has a $250 annual charge (see charges and charges).
For extra particulars, try our Amex Gold assessment.
Official software hyperlink: American Categorical Gold Card
The Enterprise Platinum Card® from American Categorical
The Enterprise Platinum Card® from American Categorical presents 150,000 Membership Rewards factors after you spend $20,000 on eligible purchases together with your card within the first three months of card membership. Per our valuations, this welcome supply is price at the very least $3,000, however you may get much more worth when redeeming for high-end airfare.
You’ll discover many lesser-known Amex Enterprise Platinum perks just like (however barely completely different from) the private model. Take a look at our comparability of the Amex Platinum and the Enterprise Platinum to see which card suits your pockets higher.
For extra particulars, try our Amex Enterprise Platinum assessment.
Official software hyperlink: The Enterprise Platinum Card from American Categorical
Capital One Enterprise X Enterprise
The Capital One Enterprise X Enterprise card launched in September 2023. The cardboard presently presents a welcome bonus of 150,000 miles after you spend $30,000 within the first three months from account opening. Whereas that’s a big spending requirement, these rewards can go a great distance towards your subsequent journey.
The Enterprise X Enterprise options perks which might be practically an identical to these on the private model of the cardboard — together with a $300 annual credit score for bookings by way of Capital One Journey, intensive airport lounge entry and 10,000 bonus miles every year after your cardholder anniversary.
For extra particulars, try our Capital One Enterprise X Enterprise assessment.
Official software hyperlink: Capital One Enterprise X Enterprise
Ink Enterprise Most popular® Credit score Card
The Ink Enterprise Most popular® Credit score Card presents a beneficiant welcome bonus of 100,000 Final Rewards factors after you spend $8,000 within the first three months after card opening. That is price over $2,000, primarily based on our present valuation. It might be an ideal choice for enterprise homeowners trying to profit from a six-figure welcome bonus who won’t attain the upper spending necessities of the Capital One Enterprise X Enterprise welcome supply.
This card additionally presents 3 factors per greenback on the primary $150,000 in mixed purchases every year on journey; transport; web, cable and telephone providers; and promoting purchases made with social media websites and serps.
For extra particulars, try our Ink Enterprise Most popular Credit score Card assessment.
Official software hyperlink: Ink Enterprise Most popular Credit score Card
Airline bank cards
Delta and Amex introduced adjustments to the Delta Amex playing cards in February. Listed below are the present welcome presents:
| Card | Welcome supply | Annual charge | Bonus worth* |
| Delta SkyMiles® Gold American Categorical Card | Earn 40,000 bonus miles after you spend $2,000 in purchases in your new card in your first six months. | $0 introductory charge for the primary 12 months, then $150 (see charges and charges) | $460 |
| Delta SkyMiles® Platinum American Categorical Card | Earn 50,000 bonus miles after you spend $3,000 in purchases in your new card in your first six months. | $350 (see charges and charges) | $575 |
| Delta SkyMiles® Reserve American Categorical Card | Earn 60,000 bonus miles after you spend $5,000 in purchases in your new card in your first six months. | $650 (see charges and charges) | $690 |
| Delta SkyMiles® Gold Enterprise American Categorical Card | Earn 55,000 bonus miles after $4,000 in spending within the first six months of card membership. | $0 introductory charge for the primary 12 months, then $150 (see charges and charges) | $632 |
| Delta SkyMiles® Platinum Enterprise American Categorical Card | Earn 65,000 bonus miles after $6,000 in spending within the first six months of card membership. | $350 (see charges and charges) | $747 |
| Delta SkyMiles® Reserve Enterprise American Categorical Card | Earn 75,000 bonus miles after $10,000 in spending within the first six months of card membership. | $650 (see charges and charges) | $862 |
*Bonus worth relies on TPG valuations and isn’t supplied or reviewed by the issuer.
Take a look at our listing of the greatest journey bank cards for different choices that would suit your pockets.
Associated: How to decide on the most effective bank card for you
For charges and charges of the Amex Platinum Card, click on right here.
For charges and charges of the Amex Gold Card, click on right here.
For charges and charges of the Delta Gold Card, click on right here.
For charges and charges of the Delta Gold Enterprise Card, click on right here.
For charges and charges of the Delta Platinum Card, click on right here.
For charges and charges of the Delta Platinum Enterprise Card, click on right here.
For charges and charges of the Delta Reserve Card, click on right here.
For charges and charges of the Delta Reserve Enterprise Card, click on right here.
