Home TRAVEL One of the best time to use for these common Citi bank cards, based mostly on provide historical past

One of the best time to use for these common Citi bank cards, based mostly on provide historical past

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Editor’s notice: This can be a recurring submit, frequently up to date with new data and gives. Citi is a TPG promoting accomplice.

If you happen to’re contemplating making use of for a bank card, you’re most likely questioning whether or not the present sign-up bonus is value it.

Welcome gives can change continuously, and it may be arduous to know whether or not the present provide on a card offers the worth you’re searching for. There’s no straightforward reply to exactly when is one of the best time to use for a card, however it does assist to know what a card has supplied up to now when evaluating the present provide.

We’ve rounded up the provide historical past on Citi’s hottest playing cards that can assist you discover one of the best time to use for every.

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Greatest Citi bank card sign-up bonuses

Card Greatest welcome provide we’ve seen When to use
Citi Strata Premier℠ Card Earn 75,000 bonus factors after spending $4,000 on purchases together with your card throughout the first three months of account opening When the bonus provide is 70,000 factors or increased
Citi Customized Money® Card (see charges and charges) Earn $200 money again after you spend $1,500 on purchases within the first six months of account opening When the bonus provide is $200 money again or increased
Citi Double Money® Card (see charges and charges) Earn $200 money again after spending $1,500 on purchases within the first six months If there may be any cash-back welcome provide
Citi Rewards+® Card (see charges and charges) Earn 25,000 bonus factors after you spend $1,500 in purchases together with your card inside three months of account opening. Plus, earn 5 factors per greenback spent on inns, automobile leases, and sights (excluding air journey) booked on the Citi Journey Portal by means of June 30, 2024 When the bonus provide is 20,000 factors or increased
Citi® /  AAdvantage® Platinum Choose® World Elite Mastercard® Earn 75,000 bonus miles after spending $3,500 throughout the first 4 months of account opening When the bonus provide is increased than 50,000 miles
Citi® / AAdvantage® Government World Elite Mastercard® (see charges and charges) Earn 100,000 miles after you spend $10,000 on purchases within the first three months of account opening When the bonus provide is increased than 80,000 miles
Earn 80,000 bonus miles after spending $5,500 throughout the first three months of account opening When the bonus provide is increased than 50,000 miles

The knowledge for the Citi Benefit Platinum Choose World Elite Mastercard has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer. 

Citi Strata Premier Card

The Citi Strata Premier card earns 3 factors per greenback spent on fuel purchases, eating, groceries, and air and resort journey. With its simplified mannequin and array of airline switch companions, the Strata Premier makes incomes factors for journey hassle-free.

THE POINTS GUY
Approximate date Provide Worth*
Could 2024 to now** Earn 70,000 bonus factors after spending $4,000 on purchases together with your card throughout the first three months of account opening*** $1,260
April to June 2023 Earn 75,000 bonus factors after spending $4,000 on purchases together with your card throughout the first three months of account opening $1,350
January to April 2023 Earn 60,000 bonus factors after spending $4,000 on purchases together with your card throughout the first three months of account opening $1,080
July 2022 to January 2023 Earn 80,000 bonus factors after spending $4,000 on purchases together with your card throughout the first three months of account opening $1,440
December 2021 to July 2022 Earn 60,000 bonus factors after spending $4,000 on purchases together with your card throughout the first three months of account opening $1,080
October to December 2021 Earn 80,000 bonus factors after spending $4,000 on purchases together with your card throughout the first three months of account opening $1,440
March to October 2021 Earn 60,000 bonus factors after spending $4,000 on purchases together with your card throughout the first three months of account opening $1,080

*Bonus provide worth relies on TPG’s valuations and never supplied by the bank card issuer.

**The Citi Premier card was rebranded because the Citi Strata Premier on Could 12, 2024.

***You possibly can earn 75,000 bonus factors by making use of straight by means of Citi.com relatively than the 70,000 factors obtainable by means of TPG’s affiliate hyperlink. We’re dedicated to our readers getting the very best bonus obtainable.

When to use for this card: When the bonus provide is 70,000 factors or increased.


Citi Customized Money Card

With the Citi Customized Money, you’ll earn 5% money again on purchases in your high eligible spending class every billing cycle, as much as the primary $500 spent, and 1% money again after that. You’ll additionally earn limitless 1% money again on all different purchases. This card launched in mid-2021.

a hand holds a credit card
THE POINTS GUY

Approximate date Provide Worth*
June 2021 to now Earn $200 money again after you spend $1,500 on purchases within the first six months of account opening. $200

*Bonus provide worth relies on TPG’s valuations and never supplied by the bank card issuer.

When to use for this card: When the bonus provide is $200 money again or increased.


Study extra: Citi Customized Money bank card


Citi Double Money Card

The Citi Double Money Card takes all the stress and complication out of bank card rewards with a easy (but profitable) 2% on each buy with limitless 1% money again whenever you purchase, plus a further 1% as you pay for these purchases and simple cash-back redemption choices.

Citi Double Cash Mastercard_2
THE POINTS GUY

Approximate date Provide Worth*
November 2023 to now Earn $200 money again after you spend $1,500 on purchases within the first six months of account opening. $200
November 2022 to November 2023 No welcome provide N/A
August to November 2022 Earn $200 money again after spending $1,500 on purchases within the first six months of account opening. $200
2014 to August 2022 No welcome provide N/A

*Bonus provide worth relies on TPG’s valuations and never supplied by the bank card issuer.

When to use for this card: When there may be any cash-back welcome provide.


Study extra: Citi Double Money Card


Citi Rewards+ Card

Each buy on the Citi Rewards+ Card rounds as much as the closest 10 factors. Even a $2 espresso will earn 10 factors, which might actually stack up over time.

a hand holds a credit card
THE POINTS GUY

Approximate date Provide Worth*
July 2023 to now Earn 20,000 bonus factors after spending $1,500 within the first three months of account opening. $360
April to July 2023  Earn 25,000 bonus factors after you spend $1,500 in purchases together with your card inside three months of account opening. Plus, earn 5 factors per greenback spent on inns, automobile leases, and sights (excluding air journey) booked on the Citi Journey Portal by means of June 30, 2024. $250+
October 2022 to April 2023 Earn 20,000 bonus factors after spending $1,500 on purchases together with your card throughout the first three months of account opening. $200
April to September 2022 Earn 20,000 bonus factors after spending $1,500 on purchases together with your card throughout the first three months of account opening, plus 5 factors per greenback on a bonus class (journey or eating places) for $6,000 of spending within the first 12 months. $200+
July 2021 to April 2022 Earn 20,000 bonus factors after spending $1,500 on purchases together with your card throughout the first three months of account opening. $200
Could to July 2021 Earn 15,000 bonus factors after spending $1,500 on purchases together with your card throughout the first three months of account opening. $150

*Bonus provide worth relies on TPG’s valuations and never supplied by the bank card issuer.

When to use for this card: When the bonus provide is 20,000 factors or increased.


Study extra: Citi Rewards+ bank card


Citi /  AAdvantage Platinum Choose World Elite Mastercard

The Citi AAdvantage Platinum Choose‘s perks embody entry to most popular boarding, no overseas transaction charges and a free checked bag on home flights, making it a superb alternative for anybody who flies American Airways frequently.

a hand holds a credit card
THE POINTS GUY

Approximate date Provide Worth*
Could 2023 to now Earn 50,000 bonus miles after spending $2,500 throughout the first three months of account opening. $750
April to Could 2023 Earn 75,000 bonus miles after spending $3,500 on purchases within the first 4 months of account opening. $1,328
July 2022 to April 2023 Earn 50,000 bonus miles after spending $2,500 throughout the first three months of account opening. $885
June to July 2022 Earn 75,000 bonus miles after spending $3,500 throughout the first 4 months of account opening. $1,328
June 2019 to June 2022.  Earn 50,000 bonus miles after spending $2,500 throughout the first three months of account opening. $885
April to June 2019.  Earn 60,000 bonus miles after spending $3,000 throughout the first three months of account opening. $1,062
March to April 2019 Earn 50,000 bonus miles after spending $2,500 throughout the first three months of account opening. $885
November 2018 to March 2019 Earn as much as 50,000 bonus miles: Earn 40,000 miles after spending $2,000 within the first three months and an additional 10,000 miles after spending a complete of $6,000 within the first 12 months. $885
Could to November 2018 Earn 60,000 bonus miles after spending $3,000 throughout the first three months of account opening. $1,062
February to Could 2018 Earn 30,000 bonus miles after spending $1,000 throughout the first three months of account opening. $531
November 2017 to February 2018 Earn 60,000 bonus miles after spending $3,000 throughout the first three months of account opening. $1,062

*Bonus provide worth relies on TPG’s valuations and never supplied by the bank card issuer.

The knowledge for the Citi AAdvantage Platinum Choose World Elite Mastercard has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.

When to use for this card: When the bonus provide is increased than 50,000 miles.


Study extra: Citi AAdvantage Platinum Choose bank card


Citi / AAdvantage Government World Elite Mastercard

The Citi AAdvantage Government World Elite Mastercard is the elite card within the AAdvantage lineup. Just lately, the cardboard elevated its perks in addition to its annual price. Cardholders take pleasure in a complimentary American Airways Admirals Membership membership, a price that alone greater than makes up for the cardboard’s $595 annual price, in addition to the addition of as much as $240 in annual assertion credit for Lyft and Grubhub.

a hand holds a credit card
THE POINTS GUY

Approximate date Provide Worth*
July 2024 to now Earn 70,000 miles after spending $7,000 within the first three months of account opening. $1,085
June 2024 to July 2024 Earn 100,000 bonus miles after spending $10,000 throughout the first three months of account opening. $1,700
Sept. 2023 to June 2024 Earn 70,000 miles after spending $7,000 within the first three months of account opening. $1,050
July to Sept. 2023 Earn 100,000 miles after spending $10,000 on purchases within the first three months of account opening. $1,700
December 2022 to July 2023 Earn 50,000 bonus miles after spending $5,000 throughout the first three months of account opening. $885
October to December 2022 Earn 80,000 bonus miles after spending $5,500 throughout the first three months of account opening. $1,416
October 2021 to October 2022 Earn 50,000 bonus miles after spending $5,000 throughout the first three months of account opening. $885
August to October 2021 Earn 50,000 bonus miles and 10,000 elite qualifying miles after spending $5,000 throughout the first three months of account opening. $885
July 2019 to August 2021 Earn 50,000 bonus miles after spending $5,000 throughout the first three months of account opening. $885

*Bonus provide worth relies on TPG’s valuations and never supplied by the bank card issuer.

When to use for this card: When the bonus provide is increased than 80,000 miles.


Study extra: Citi AAdvantage Government World Elite Mastercard


Citi / AAdvantage Enterprise World Elite Mastercard

The Citi AAdvantage Enterprise World Elite Mastercard is great for companies with workers who continuously fly American Airways. Its perks embody a free checked bag on home flights, most popular boarding and the potential to earn a companion certificates.

THE POINTS GUY
Approximate date Provide Worth*
June 2024 to now Earn 65,000 bonus miles after spending $4,000 on purchases throughout the first 4 months of account opening. $1,105
April 2024 to June 2024 Earn 75,000 bonus miles after spending $5,000 throughout the first 5 months of account opening. $1,200
August 2020 to April 2024 Earn 65,000 bonus miles after spending $4,000 throughout the first 4 months of account opening. $1,105
Could to August 2020 Earn 70,000 bonus miles after spending $4,000 throughout the first 4 months of account opening. $1,239
March to Could 2020 Earn 65,000 bonus miles after spending $4,000 throughout the first 4 months of account opening. $1,105
October 2019 to March 2020 Earn 70,000 bonus miles after spending $4,000 throughout the first 4 months of account opening. $1,239
July to October 2019 Earn 60,000 bonus miles after spending $3,000 throughout the first three months of account opening. $1,062
April to July 2019 Earn 70,000 bonus miles after spending $4,000 throughout the first 4 months of account opening. $1,239

*Bonus provide worth relies on TPG’s valuations and never supplied by the bank card issuer.

When to use for this card: When the bonus provide is increased than 50,000 miles.


Study extra: Citi AAdvantage Enterprise bank card


Backside line

Once you’re contemplating making use of for a Citi card — or any card — you’ll need to decide whether or not its sign-up bonus offers substantial worth.

Use our different provide historical past guides as a reference level as you consider the professionals and cons of signing up for playing cards from the key issuers:

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