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Editor’s be aware: TPG founder Brian Kelly is a Bilt adviser and investor. The publish was up to date with new data.
American Specific Membership Rewards and Chase Final Rewards factors have been the creme de la creme of bank card factors for years. Because of their in depth lists of switch companions, TPG values their factors at 2 and a pair of.05 cents apiece, respectively.
Whereas there are lots of methods to get much more worth when reserving luxurious flights and resort stays, the factors and miles panorama has not too long ago grow to be more and more aggressive. Virtually each bank card issuer has launched a rewards program to incentivize spending inside its ecosystem.
One among these newcomers is Bilt Rewards, and it’s constructed (sure, pun supposed) like no different. You’ll be able to earn factors for paying hire, which is nice information since renting can quantity to hundreds of {dollars} spent yearly. Regardless of being a brand new participant on this aggressive area, Bilt Rewards has a formidable lineup of switch companions, together with American Airways AAdvantage (although this partnership will finish in June) and World of Hyatt.
We worth Bilt Factors at 2.05 cents every, although there are many methods to get extra worth from them. Preserve studying as we delve into all the main points of the Bilt Rewards loyalty program, exploring the way to earn and redeem factors for max worth.
What’s Bilt Rewards?
Bilt Rewards is a loyalty program that allows you to earn factors to redeem in a number of methods. You’ll be able to earn Bilt Rewards factors by merely turning into a member, linking a qualifying card to your Bilt Rewards account and transacting with Bilt companions. Maybe most notably, you’ll be able to earn Bilt Rewards factors by paying your hire.
Incomes might be made simpler and extra profitable whenever you maintain the Bilt Mastercard® (see charges and costs), however you don’t must have the cardboard to earn throughout the program.
There are lots of redemption alternatives throughout the Bilt Rewards program. You’ll be able to switch factors to Bilt’s loyalty companions; e-book journey with airways and resorts via Bilt’s journey portal; store from Bilt’s curated artwork, house decor and way of life assortment; store with Amazon; pay for health lessons; and extra.
Find out how to earn Bilt Rewards factors
Right here’s the very first thing to know: You don’t essentially must have the Bilt Mastercard or pay hire to earn Bilt factors. There are seven major methods to earn Bilt factors.
Earn Bilt factors by paying hire
You’ll be able to earn 250 factors per on-time hire fee at Bilt Rewards Alliance properties when making an automatic clearing home fee or utilizing a non-Bilt card. Which means you’ll be able to earn as much as 3,000 factors per 12 months, which we worth at $61.50.
Alternatively, you’ll be able to earn 1 level per greenback spent on hire at any house (as much as 100,000 factors per 12 months) by paying your hire with the Bilt Mastercard. You’ll be able to pay your hire along with your Bilt Mastercard via the Bilt app. In case your landlord solely accepts bodily checks, don’t fret. You’ll be able to nonetheless pay your hire with the Bilt Mastercard on the app, after which Bilt will immediately mail your landlord a hire test every month, permitting you to earn factors on hire with out incurring any extra transaction charges.
Earn Bilt factors with the Bilt Mastercard
Talking of the Bilt Mastercard, it provides a easy incomes construction:
- 3 factors per greenback spent on eating
- 2 factors per greenback spent on journey
- 1 level per greenback spent on hire funds (as much as 100,000 factors per 12 months)
- 1 level per greenback spent on different purchases
You have to use your card at the very least 5 instances throughout every assertion interval to earn factors (see rewards and advantages).
There’s a complete suite of spectacular perks for this no-annual-fee card (see charges and costs), together with complimentary Mobile Phone Safety, Journey Cancellation and Interruption Safety and No International Foreign money Conversion Charges (see charges and costs). You do not want to pay hire to use for the Bilt Mastercard.
Associated: Do you have to use the Bilt Mastercard? Why it’s a sport changer for renters
Earn Bilt Factors via Bilt Eating
Bilt additionally has its personal eating rewards program, Bilt Eating. At the moment, this system operates in additional than 20 markets, together with cities like Atlanta, Boston, Chicago, Dallas and New York Metropolis, and there are plans so as to add much more.
You’ll be able to hyperlink any Visa, Mastercard or American Specific bank card to the Bilt Eating program to earn 5 factors per greenback spent at Bilt Eating eating places whenever you pay with any eligible card in your Bilt Pockets.
These earnings come along with what you earn along with your bank card. For instance, in case you pay along with your Bilt Mastercard, you’ll earn 3 extra factors per greenback spent, making for a complete of 8 Bilt factors per greenback spent. Put in a different way, that’s a 16.4% return in your eating purchases.
Bilt states you’ll be able to earn as much as 10 factors per greenback spent on consuming at a Bilt Eating restaurant and paying with any eligible card on file in your Bilt Pockets. Plus, there isn’t a cap on what number of factors you’ll be able to earn via Bilt Eating.
Earn Bilt Factors on the Bilt journey portal
Expedia powers Bilt’s journey portal, so you’ll be able to earn factors on flights, stays, automotive leases and issues to do. As a Bilt member, you earn 1 level per greenback spent on journey booked via the portal.
For instance, by reserving this one-way United Airways ticket from San Francisco Worldwide Airport (SFO) to Newark Liberty Worldwide Airport (EWR), you’d earn 318 Bilt Factors.
As a Bilt Mastercard holder, you earn 2 factors per greenback spent on journey booked via the portal and a pair of factors per greenback by charging your buy to the cardboard. That could be a whole of 4 Bilt Factors per greenback spent.
Earn Bilt Factors with referrals
You’ll earn 2,500 factors every time you refer a pal to the Bilt Mastercard. For each 5 referrals, you earn 10,000 bonus factors, as much as 50 whole referrals. You’ll be able to refer associates to the cardboard via the web site or app.
Earn Bilt Factors with Lyft
You’ll be able to earn 2 Bilt Factors per greenback spent on Lyft rides whenever you hyperlink your accounts. Once you pay in your trip with the Bilt Mastercard, you’ll additionally obtain an extra 3 Bilt Factors per greenback spent. For many, Bilt Rewards is the finest Lyft reward associate.
Earn Bilt Factors with SoulCycle
You’ll be able to earn as much as 10 factors per greenback spent on SoulCycle lessons booked via the Bilt app.
Earn Bilt Factors by enjoying Hire Free and Level Quest video games
Bilt provides two sport show-style alternatives for members to earn additional factors on Hire Day — the primary of the month: Hire Free and Level Quest.
Hire Free is ready up like “Household Feud,” with a brand new creator or persona (in April 2024, the visitor was singer/songwriter Tinashe) enjoying the sport every month. As a Bilt member, you’ll be able to earn factors with Hire Free whenever you choose a prime three reply, whenever you accurately rank that reply (double factors) and when the movie star visitor picks the identical reply as you (triple factors).
On prime of incomes factors, Hire Free comes with the possibility to earn free hire for a month (as much as $2,500). The highest 10 scoring gamers every month will win free hire; the following 600 top-scoring members will get Bilt factors. In the event you tie, the tie can be damaged based mostly on who performed the sport first.
Moreover, Level Quest is a month-to-month trivia sport that routinely awards you Bilt factors for each right reply. You’ll be able to win as much as 150 factors for answering 5 questions; in case you reply all 5 questions accurately, you’ll get a bonus sixth query price 100 factors. This implies you will get 250 Bilt factors via Level Quest each month on Hire Day.
Elite standing via Bilt Rewards
Bilt provides 4 standing tiers. You’ll be able to attain Bilt elite standing in two methods: incomes Bilt Factors and receiving fast-track standing with spending on the Bilt Mastercard and throughout the Bilt ecosystem.
Whilst you received’t earn fast-track standing on hire spending, you’ll be able to earn it via SoulCycle lessons booked within the Bilt app, Bilt Eating restaurant purchases made with any card linked in your Bilt Pockets, Lyft rides when Bilt is ready as your rewards associate and bookings made by way of Bilt’s journey portal.
Right here’s a fast overview:
| Blue | Silver | Gold | Platinum | |
| Possibility 1: Bilt Factors qualification | All Bilt Rewards members | 50,000 factors | 125,000 factors | 200,000 factors |
| Possibility 2: Quick observe with spending | All Bilt Rewards members | $10,000 spent | $25,000 spent | $50,000 spent |
| Earn curiosity in your factors (at the FDIC-published nationwide financial savings price) | ✓ | ✓ | ✓ | |
| Entry to complimentary homeownership concierge | ✓ | ✓ | ||
| Bonus factors on new leases or lease renewals | 10% | 25% | 50% | |
| Complimentary Bilt assortment present | ✓ |
Your member standing is predicated on the whole factors earned in a calendar 12 months. You’ll obtain the upper of the 2 statuses via qualifying factors or by way of spending on the fast-track standing path.
Regardless of whenever you earn standing every calendar 12 months, it’s good for the remainder of the 12 months and the next 12 months.
Bilt Platinum members can apply for an Air France-KLM Flying Blue standing match
Bilt Platinum members can obtain 12 months of Flying Blue Gold standing. To activate this standing match, members should go to the Bilt app and choose “Elite Standing Match.” Then, members should switch 10,000 Bilt Factors to Flying Blue to formally activate their Gold standing. Fortunately, the ten,000 factors can be utilized towards a future Air France-KLM award flight.
After requesting standing, it might take as much as three enterprise days till your Flying Blue Gold standing is formally lively.
Flying Blue Gold standing will give Bilt members extra airline perks in addition to qualify members for SkyTeam Elite Plus.
Study extra about particular Flying Blue Gold standing perks on Flying Blue’s tier advantages web page and the added advantages of getting SkyTeam Elite Plus standing on SkyTeam’s FAQ.
Associated: Find out how to earn ‘curiosity’ in your factors stability with Bilt Rewards
Redeeming Bilt Rewards factors: Poor-value choices
The Bilt Rewards loyalty program offers you some ways to make use of your factors, although not all carry equal worth.
If you wish to extract the utmost worth out of your Bilt Rewards factors, you’ll possible wish to keep away from a few of these much less priceless redemption choices.
Use factors for Amazon purchases
You’ll be able to choose your Bilt Mastercard on Amazon as a fee technique and redeem your factors to cowl all or a portion of your buy at checkout. Nonetheless, Bilt Factors are price 0.7 cents every when used this manner. For instance, you’ll want roughly 14,300 Bilt Factors to cowl a $100 Amazon buy. Evaluate that to TPG’s potential estimated worth of two.05 cents apiece, and it’s not essentially the perfect deal.
Store the Bilt Assortment
The Bilt Assortment is a curated checklist of things, together with artwork, house decor and attire. The worth per level will range, however because it hardly ever exceeds greater than 1 cent per level, you must possible go on this selection.
Redeem your factors for health lessons
Health lovers can redeem their Bilt Factors to attend name-brand lessons like SoulCycle, Solidcore and Y7 Studio. The worth will depend upon the category you choose however hovers round 1 cent per level.
Pay your hire with factors
A probably engaging possibility along with your factors is to avoid wasting them to assist cowl your subsequent hire fee. Nonetheless, that is solely out there in case you dwell in a Bilt Rewards Alliance property or go for test funds. Even worse, the redemption worth is simply 0.55 cents per level.
Associated: 5 frequent purchases you must by no means redeem miles for
Redeeming your Bilt Rewards factors: Medium-value choices
The next redemption choices will get you a good worth with a redemption price of at the very least 1 cent per level.
Use your factors to avoid wasting up for a down fee on a house
Bilt provides the distinctive potential for customers to avoid wasting up their factors towards a down fee on a house. In the event you go for this route, your Bilt factors are valued at 1.5 cents every towards a down fee.
Redeem for journey on the Bilt journey portal
You need to use the Bilt journey portal to offset the price of flights, stays, rental automobiles or actions — at a price of 1.25 cents per level.
Transferring to airline and resort companions: Finest worth
Nothing beats the outsize worth of transferring your factors to Bilt’s 17 airline and resort companions.
Bilt not too long ago introduced its 14th airline switch associate: Bilt Rewards members will now have the ability to switch factors to Alaska Airways at a 1:1 ratio. This provides one other stable switch choice to Bilt’s portfolio for the reason that solely different main transferable foreign money that additionally transfers to Alaska Mileage Plan is Marriott Bonvoy factors.
It’s price noting that whereas Bilt Rewards is the one transferable factors program to supply American Airways AAdvantage as a switch associate, this partnership is slated to finish in June. Nonetheless, this system has a number of priceless switch companions to maximise your Bilt Factors.
It’s free to hitch these loyalty packages, even in case you’ve by no means flown the airline or stayed with the resort model. Plus, Bilt offers cardholders 100 bonus factors (as much as a complete of 500 factors) for every loyalty program you hyperlink to your account.
You’ll be able to simply get 2.05 cents per level in worth — and maybe far more — and rating a lie-flat airplane seat or an opulent resort keep by transferring your Bilt Factors to the appropriate packages, all at a easy 1:1 switch ratio.
| Program | Ratio | Switch time |
| Aer Lingus AerClub | 1:1 | Inside minutes |
| Air Canada Aeroplan | 1:1 | Inside 24 hours |
| Air France-KLM Flying Blue | 1:1 | Inside minutes |
| Alaska Airways Mileage Plan | 1:1 | ** |
| American Airways AAdvantage | 1:1 | Inside minutes |
| Avianca LifeMiles | 1:1 | As much as 72 hours |
| British Airways Govt Membership | 1:1 | Inside minutes |
| Cathay Pacific Asia Miles | 1:1 | Inside minutes |
| Emirates Skywards | 1:1 | Inside minutes |
| Hawaiian Airways HawaiianMiles | 1:1 | Inside minutes |
| Iberia Plus | 1:1 | Inside minutes |
| IHG One Rewards | 1:1 | Inside minutes |
| Marriott Bonvoy | 1:1, with 5,000 bonus factors for each 20,000 factors you switch in a single switch | Inside 48 hours |
| Turkish Airways Miles&Smiles | 1:1 | Inside minutes |
| United Airways MileagePlus | 1:1 | Inside minutes |
| Virgin Atlantic Flying Membership | 1:1 | Inside minutes |
| World of Hyatt | 1:1 | Inside minutes |
**TPG has not but examined transferring Bilt Factors to Alaska Airways.
Bilt Rewards has traditionally provided a number of the finest switch bonuses we’ve seen throughout Hire Day (the primary of each month). This has included 150% switch bonuses to some carriers, similar to Emirates Skywards.
For instance, Bilt was not too long ago providing 100% switch bonuses to Flying Blue and HawaiianMiles.
Merely put, the choices are infinite. As a result of so lots of Bilt’s switch companions overlap with current transferable factors packages, you’ll be able to seek advice from our guides as inspiration to maximise packages like Air Canada Aeroplan, Flying Blue, Virgin Atlantic Flying Membership and so many extra.
Associated: 7 of the perfect airline award chart candy spots
Backside line
Bilt Rewards presents an distinctive worth proposition for each renters and non-renters. Bilt has established partnerships with a number of the extra profitable airline and resort loyalty packages, enabling you to extract extraordinary worth out of your factors. Your factors switch seamlessly at an easy 1:1 ratio, and most packages course of the transfers immediately.
Even in case you aren’t renting or don’t wish to apply for the Bilt Mastercard, you’ll be able to earn plenty of factors by linking your Lyft account, enrolling in Bilt Eating and reserving journey via the Bilt portal.
See Bilt Mastercard charges and costs right here.
See Bilt Mastercard rewards and advantages right here.
