Table of Contents
Editor’s be aware: It is a recurring submit, repeatedly up to date with new info and presents.
Hilton Honors American Categorical Enterprise Card overview
The Hilton Honors American Categorical Enterprise Card is a helpful resort enterprise card. With mid-tier Hilton Gold elite standing and a Hilton assertion credit score, it offers premium advantages. If Hilton is your organization’s resort chain of selection, this card may very well be a worthwhile addition to your pockets. Card ranking*: ⭐⭐⭐
*Card ranking relies on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.
The Hilton Honors Enterprise card is constructed for small-business house owners, however you don’t want a bustling workplace or dozens of staff to use. A aspect hustle or consulting gig that requires journey is greater than sufficient to qualify for a small-business card.
Among the finest perks of the Hilton Enterprise card is the computerized Hilton Gold elite standing. From free breakfast to room upgrades (primarily based on availability), this card can present significant advantages proper from the beginning.
With a $195 annual payment (see charges and costs), the cardboard presents a number of helpful advantages for Hilton loyalists. Candidates authorized for the Hilton Honors Enterprise usually have a credit score rating of at the least 670.
The cardboard was not too long ago refreshed, which introduced adjustments to its advantages and a rise to the annual payment. Let’s take a better have a look at the Hilton Enterprise card to see if it’s a match on your pockets.
Hilton Amex Enterprise Card professionals and cons
| Execs | Cons |
|
|
Hilton Amex Enterprise Card welcome provide
New candidates for the Amex Hilton Enterprise card can earn 175,000 Hilton Honors bonus factors after they spend $8,000 in purchases inside the first six months of card membership.
TPG values these 175,000 bonus factors at $1,050. That is very near the highest provide we’ve seen on this card (180,000 factors), so now is an effective time to use.
Understand that Amex has a “as soon as per lifetime” coverage on card presents and states the next:
You will not be eligible to obtain a welcome provide when you have or have had this Card or earlier variations of this Card. You additionally will not be eligible to obtain a welcome provide primarily based on varied components, comparable to your historical past with bank card stability transfers, your historical past as an American Categorical Card Member, the variety of bank cards that you’ve got opened and closed and different components. If you’re not eligible for a welcome provide, we’ll notify you previous to processing your utility so you may have the choice to withdraw your utility.
Hilton Amex Enterprise card advantages
For $195 annually (see charges and costs), the Hilton Enterprise presents quite a lot of advantages and perks.
- As much as $240 in assertion credit: Earn assertion credit score on eligible Hilton purchases cut up into as much as $60 every quarter. Eligible purchases embody room reservations at Hilton properties and incidental costs comparable to dinner or spa therapies.
- Complimentary Nationwide Automotive Rental elite standing: Cardmembers obtain Nationwide Automotive Rental Emerald Membership Government standing. Enrollment within the complimentary Emerald Membership program is required. Advantages embody assured upgrades, entry to Government Space vehicles, and no second driver charges.
- Complimentary Hilton Honors Gold elite standing: With Gold standing, you’ll earn an 80% factors bonus on Hilton stays, the fifth evening free on award redemptions, elite tier rollover nights, complimentary breakfast or meals and beverage credit in any respect inns, room upgrades (when obtainable) and extra.
- Improve to Diamond standing: You may attain Diamond Elite standing whenever you spend $40,000 along with your card in a calendar 12 months. Diamond standing comes with much more advantages, comparable to higher upgrades (when obtainable), government lounge entry, a 48-hour room assure and extra — although in order for you this tier of standing, you’re seemingly higher off making use of for the Hilton Honors American Categorical Aspire Card, which presents Diamond standing as a built-in perk.
- Journey protections: Baggage insurance coverage*, secondary automotive rental loss and harm insurance coverage**, entry to the International Help Hotline#, and prolonged guarantee* and buy safety* advantages can be found to cardmembers.
- Expense administration instruments: As a enterprise cardmember, you’ll have entry to instruments just like the American Categorical Enterprise app, QuickBooks integration, Vendor Pay and extra.
Enrollment is required for choose advantages.
Associated: Your full information to procuring protections on American Categorical playing cards
The knowledge for the Hilton Aspire card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
*Eligibility and profit stage varies by card. Phrases, situations and limitations apply. Go to americanexpress.com/benefitsguide for particulars. Insurance policies are underwritten by AMEX Assurance Firm.
**Eligibility and profit stage varies by card. Not all automobile varieties or leases are lined, and geographic restrictions apply. Phrases, situations and limitations apply. Go to americanexpress.com/benefitsguide for particulars. Insurance policies are underwritten by AMEX Assurance Firm. Protection is obtainable by way of American Categorical Journey Associated Providers Firm, Inc.
#Eligibility and profit stage varies by card. Phrases, situations and limitations apply. Go to americanexpress.com/benefitsguide for particulars. Cardmembers are chargeable for the prices charged by third-party service suppliers.
Incomes factors with the Hilton Amex Enterprise Card
With the Hilton Enterprise card, you’ll earn 12 factors per greenback at Hilton Lodges and Resorts — a 7.2% return on spending in keeping with TPG’s valuations. You’ll additionally earn 5 factors per greenback on all different purchases as much as $100,000 then 3 factors per greenback after that.
As with Hilton’s different bank cards, you’ll get the perfect return on Hilton purchases. In your different business-related spending, you’ll get a 1.8%-3% return on spending.
Different playing cards just like the American Categorical® Enterprise Gold Card or the Ink Enterprise Most popular® Credit score Card provide a greater worth. Plus, Amex Membership Rewards lets you switch factors to Hilton, which makes the Amex Enterprise Gold an incredible complement to this card.
Associated: 10 concerns on your small-business bank card technique
Redeeming factors with the Hilton Amex Enterprise Card
As with most resort loyalty packages, the perfect worth comes from utilizing your factors on resort bookings.
You may redeem your Hilton Honors factors in a number of methods. Lodge redemptions provide the perfect worth, whereas Hilton occasion reductions, Hilton Honors Experiences and Amazon purchases provide poor worth.
Whereas Hilton Honors doesn’t have a broadcast award chart, the Factors Explorer device can present you the award redemption value vary over the subsequent 30 days. This can assist you realize what to anticipate when contemplating areas for utilizing your factors.
TPG managing editor Matt Moffitt likes to redeem his Hilton Honors factors to guide three- and four-star inns overseas. These properties have a tendency to supply the next redemption worth than these within the U.S., and he goals to guide five-night stays, as he solely must pay for 4, because of the elite standing that comes with Hilton cobranded playing cards.
If you happen to’re trying to maximize your Hilton redemption choices, try these three guides:
- The award vacationers information to Hilton Honors
- redeem factors with the Hilton Honors program
- Maximizing redemptions with Hilton Honors
Which playing cards compete with the Hilton Amex Enterprise Card?
The Hilton Enterprise card is the one enterprise card provided by Hilton, nevertheless it has strong competitors from different cobranded inns and customary enterprise playing cards.
- If you’d like a resort enterprise card from Marriott: The Marriott Bonvoy Enterprise® American Categorical® Card presents computerized Gold Elite standing with Marriott Bonvoy, as much as 7% low cost on eligible bookings made immediately with Marriott at taking part properties for cardmembers and a free evening award (price as much as 35,000 factors) on every account anniversary. You’ll additionally obtain 15 elite evening credit per 12 months that will help you attain increased standing tiers; the cardboard has an annual payment of $125 (see charges and costs). For extra info, learn our full evaluate of the Amex Marriott Bonvoy Enterprise card.
- If you’d like a resort enterprise card from Hyatt: The World of Hyatt Enterprise Credit score Card has a $199 annual payment and presents entry-level Discoverist standing for you and as much as 5 staff, as much as $100 in annual spending credit with Hyatt and two advantages you possibly can unlock by way of spending: tier-qualifying nights towards elite standing and incomes a ten% factors rebate. For extra info, learn our full evaluate of the World of Hyatt Enterprise card.
- If you’d like versatile factors that you need to use past Hilton stays, The American Categorical® Enterprise Gold Card doesn’t provide any resort standing however as a substitute earns American Categorical Membership Rewards factors, which you’ll be able to switch to Hilton but additionally use with greater than 20 resort and airline companions. You’ll earn 4 factors per greenback in your high two spending classes every billing cycle — on as much as $150,000 in purchases per calendar 12 months. The cardboard has a $375 annual payment (see charges and costs). For extra info, learn our full evaluate of the Amex Enterprise Gold card.
For added choices, see our checklist of the finest enterprise bank cards and the finest American Categorical playing cards.
Associated: apply for an Amex enterprise card
Is the Hilton Amex Enterprise Card price it?
The Hilton Enterprise Card is finest for individuals who spend quite a bit at Hilton properties and might reap the benefits of the complimentary Gold standing. Nevertheless, this card doesn’t provide helpful incomes charges on on a regular basis spending and lacks free evening certificates that include different resort playing cards. If you happen to’re searching for a bank card with elevated journey advantages and better elite standing, Amex presents higher choices.
Backside line
You could be hesitant to pay an annual payment on a bank card or surprise if the $195 annual payment (see charges and costs) is price it on the Hilton Enterprise card. Take into account, how a lot worth you’ll get out of the cardboard’s computerized Hilton Gold standing, as that may be a deciding issue on whether or not this card is for you. For enterprise vacationers who ceaselessly stick with Hilton, there are issues to love in regards to the Hilton Enterprise card. Others are finest choosing one other resort card or enterprise card.
Apply right here: Hilton Honors Amex Enterprise card
For charges and costs of the Amex Hilton Enterprise card, click on right here.
For charges and costs of the Amex Marriott Bonvoy Enterprise card, click on right here.
For charges and costs of the Amex Enterprise Gold card, click on right here.
