Regardless of its hefty $550 annual payment (see charges and charges), the charges and charges are nicely value it because of its providing of Hilton Honors elite standing, assertion credit and spectacular incomes charges.
Essentially the most beneficial good thing about the Hilton Aspire Amex is its providing of Hilton Honors Diamond standing, which earns bonus factors on resort stays, free breakfast, room upgrades, and govt lounge entry.
In the present day, we are going to dive into the specifics of the Hilton Aspire Amex and what makes it value paying the annual payment.
The knowledge for the Hilton Aspire card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
Spectacular welcome provide
At the moment, the Hilton Aspire Amex is providing 180,000 Hilton Honors bonus factors after you spend $6,000 in buying inside the first six months of card membership. The provide ends Jan. 17.
The present welcome provide is the highest we’ve got seen and a very good time to use for the cardboard. TPG values Hilton Honors factors at 0.6 cents every, and the welcome provide is value $1,080.
Associated: Selecting the very best Hilton bank card
Robust incomes charges
As Hilton loyalists, cardmembers are certain to see their Hilton Honors level balances skyrocket with spectacular incomes charges. The charges and charges provide 14 factors per greenback on purchases for Hilton portfolio resort stays. Prices embrace resort stays and incidentals charged to the room invoice and paid for utilizing your Aspire card.
Cardmembers additionally earn 7 factors per greenback spent on flights booked immediately with an airline or via AmexTravel.com, automobile leases booked with particular automobile rental firms, and purchases at U.S. eating places (together with takeout and supply). All different purchases earn 3 factors per greenback spent.
As a card meant for Hilton loyalists, it gives an incredible incomes price when staying at Hilton properties. Nevertheless, the cardboard falls quick for on a regular basis purchases, netting only a 1.8% return — a conventional money again card will get you higher worth on on a regular basis purchases.
Elite standing
The largest consider whether or not the Hilton Amex Aspire is value it’s elite standing. Cardmembers obtain complimentary Diamond standing with Hilton, which TPG values at almost $3,000.
Diamond elite standing gives 100% bonus factors on all Hilton stays, so an additional 10 factors per greenback, a outstanding return on a profit offered to cardholders. Diamond elite members additionally obtain complimentary upgrades on rooms, together with suites, primarily based on availability, together with breakfast or a meals and beverage credit score. Cardmembers additionally get pleasure from govt lounge entry at relevant properties.
Primarily based on the great advantages of Hilton Diamond elite standing, the $550 annual payment (see charges and charges) could also be value paying for advantages that’ll elevate your resort keep expertise.
Associated: Methods to maximize the Hilton Amex Aspire
Assertion credit
Cardmembers obtain as much as $400 in assertion credit every calendar yr for eligible purchases at eligible Hilton resorts. This credit score is cut up into two $200 assertion credit, January to June and July to December. The assertion credit score shall be utilized towards eating, actions, spa remedies and, even higher, room charges and taxes.
Cardmembers additionally obtain as much as $200 in annual airline buy assertion credit, cut up into $50 every calendar quarter, for airfare bought immediately from an airline or via AmexTravel.com.
Moreover, cardmembers obtain as much as $100 Hilton property credit score when reserving not less than a two-night paid keep at Waldorf Astoria or Conrad properties via HiltonHonors.com/aspirecard (or over the cellphone and quote reserving code ZZAAP1).
Together with journey credit, the Aspire additionally gives a press release credit score of as much as $189 a yr towards a Clear Plus membership. Clear is an expedited safety program obtainable at greater than 50 U.S. airports, stadiums and enormous venues. If TSA PreCheck traces are lengthy or closed, Clear members can use devoted safety lanes with their kiosks to clear airport safety.
Associated: 7 causes to get the Hilton Amex Aspire
Different advantages
Hilton Amex Aspire cardmembers can obtain as much as three free evening awards every year.
The first free evening reward is given after opening an account and on the cardmember anniversary every year, with the power to earn a second-night and third-night reward when spending $30,000 and $60,000 on the cardboard in a calendar yr, respectively.
Senior bank cards editor Matt Moffitt makes use of his free evening rewards to remain at luxurious properties when he visits New York Metropolis, a market with historically very excessive money costs.
The Aspire gives complimentary Nationwide Automobile Rental Emerald Membership Govt standing after enrollment within the Emerald Membership program (phrases apply) and journey protections, together with journey delay reimbursement*, journey cancellation, and interruption insurance coverage*.
Cardmembers additionally obtain cellphone safety for a most of $800 per declare in reimbursement for the restore or theft of a tool when the wi-fi invoice for the particular cellphone line is paid utilizing the Aspire card. There’s a restrict of two authorized claims each 12 months, with a $50 deductible every time.
Enrollment is required for choose advantages.
*Eligibility and profit degree varies by card. Phrases, circumstances and limitations apply. Go to americanexpress.com/benefitsguide for particulars. Insurance policies are underwritten by New Hampshire Insurance coverage Firm, an AIG Firm.
Backside line
The Aspire deserves a spot in your pockets if you happen to’re a Hilton loyalist who continuously stays at Hilton portfolio properties. You’ll obtain elite-status advantages, a excessive incomes price with Hilton and helpful assertion credit.
Nevertheless, for many who keep at Hilton properties often, the decrease annual payment Hilton Honors American Categorical Surpass® Card or a common journey rewards bank card just like the Chase Sapphire Most well-liked could be a greater match.
To be taught extra, learn our full card assessment of the Hilton Amex Aspire.
For charges and charges and charges of the Hilton Amex Aspire, click on right here.